Cookie Policy

Overview of Our Cookie Usage

At yurnavohub, we believe transparency is essential when it comes to how we collect and use information about your interactions with our financial planning platform. This policy explains what cookies are, how we use them on yurnavohub.com, and what choices you have regarding their use.

Cookies are small text files that websites place on your device when you visit them. They're widely used to make websites work more efficiently and provide information to website owners about how users interact with their sites. Think of them as digital breadcrumbs that help us remember your preferences and improve your experience each time you visit.

How Cookies Function on yurnavohub.com

Every time you visit our website, your browser communicates with our servers. During this process, we may place different types of cookies on your device. These cookies serve various purposes – some are essential for basic functionality, while others help us understand which features you find most valuable.

For instance, when you customize your financial dashboard or set up alerts for market changes, we use cookies to remember these preferences. This means you won't have to reconfigure your settings every time you log in. It's like having a personal assistant who remembers exactly how you like your workspace organized.

Data Collection and Usage

Here's exactly what information we collect through cookies and how we use it:

Cookie Type	Information Collected	Purpose	Retention Period
Session Cookies	Login status, current session data	Maintain secure login during your visit	Until you close your browser
Preference Cookies	Dashboard settings, notification preferences	Remember your customization choices	Up to 12 months
Analytics Cookies	Page views, time spent, feature usage	Improve platform performance and user experience	Up to 24 months
Marketing Cookies	Content engagement, campaign effectiveness	Deliver relevant financial education content	Up to 12 months

Managing Your Cookie Preferences

You have several options for controlling how cookies are used on your device. Most modern browsers allow you to manage cookies through their settings menu. Here's how you can take control:

• Browser Settings: All major browsers (Chrome, Firefox, Safari, Edge) allow you to view, delete, and block cookies. You can usually find these options in the privacy or security section of your browser's settings.
• Selective Blocking: You can choose to block only certain types of cookies while allowing others. For example, you might allow functional cookies but block marketing cookies.
• Third-Party Tools: Various browser extensions and privacy tools can help you manage cookies more granularly across different websites.
• Platform Settings: Within your yurnavohub account, you can adjust certain preferences that affect how we use cookies to personalize your experience.

Third-Party Cookies and Integrations

Our platform integrates with various third-party services to provide comprehensive financial planning tools. This means some cookies may be set by these external services:

• Financial Data Providers: We partner with reputable financial data services to provide real-time market information. These services may place cookies to ensure data accuracy and prevent abuse.
• Analytics Services: We use professional analytics tools to understand user behavior and improve our platform. These services operate under strict privacy guidelines.
• Security Services: To protect your financial information, we use third-party security services that may place cookies to detect and prevent fraudulent activity.

We carefully vet all third-party services and ensure they meet our privacy standards. However, we recommend reviewing their privacy policies if you want to understand how they handle your data.

Your Rights and Choices

Under South African privacy laws and international best practices, you have specific rights regarding how your data is collected and used through cookies:

• Right to Information: You can request detailed information about what cookies we've placed on your device and why.
• Right to Control: You can manage your cookie preferences at any time through your browser settings or by contacting us directly.
• Right to Deletion: You can request that we delete specific cookies or all cookies associated with your account.
• Right to Portability: You can request a copy of your preference settings in a standard format.

Mobile App Considerations

If you use our mobile app, similar tracking technologies may be employed. Mobile apps use techniques like device identifiers and local storage instead of traditional cookies, but the principles remain the same. You can control these through your device's privacy settings.

Updates to This Policy

We may update this cookie policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you through your account dashboard or via email. The current version will always be available on our website with the last updated date clearly displayed.

We encourage you to review this policy periodically to stay informed about how we're using cookies to improve your experience on our platform. Your continued use of our services after any updates constitutes acceptance of the revised policy.