Terms of Use

By accessing and using the yurnavohub website (yurnavohub.com) and its services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and yurnavohub Financial Services, a company operating under South African law.

If you do not agree with any part of these terms, you must discontinue use of our website and services immediately. Your continued use of our platform constitutes acceptance of any modifications we may make to these terms.

yurnavohub provides strategic financial planning services, educational resources, and consultation services to individuals and businesses. Our services include but are not limited to:

When creating an account with yurnavohub, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You agree not to use our services for any unlawful purpose or in any way that could damage, disable, or impair our website. Specifically, you shall not:

All content on the yurnavohub website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of yurnavohub Financial Services or its content suppliers and is protected by South African and international copyright laws.

You may not reproduce, distribute, display, or create derivative works from any content without our express written permission. Limited use for personal, non-commercial purposes is permitted provided you maintain all copyright and proprietary notices.

Your privacy is important to us. Our collection, use, and disclosure of personal information is governed by our Privacy Policy, which forms part of these Terms of Use. By using our services, you consent to the collection and processing of your information as described in our Privacy Policy.

We implement appropriate security measures to protect your personal information, but cannot guarantee absolute security of data transmitted over the internet. You acknowledge and accept the inherent risks of online data transmission.

All financial information, advice, and services provided by yurnavohub are for educational and informational purposes only. We do not provide personalized investment advice, and our content should not be construed as recommendations to buy or sell specific securities.

Risk Warning: All investments carry risk of loss. Past performance does not guarantee future results. You should carefully consider your financial situation and consult with qualified professionals before making investment decisions.

To the fullest extent permitted by law, yurnavohub Financial Services shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to:

Our total liability to you for any claim arising from these terms shall not exceed the amount you paid for our services in the twelve months preceding the claim.

You agree to indemnify, defend, and hold harmless yurnavohub Financial Services, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising from:

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Upon termination, your right to use our services ceases immediately.

You may terminate your account at any time by contacting us at info@yurnavohub.com. Termination does not relieve you of any obligations incurred prior to termination.

Upon termination, we will cease providing services to you, though we may retain certain information as required by law or for legitimate business purposes. Provisions relating to intellectual property, limitation of liability, and indemnification shall survive termination.

These Terms of Use are governed by the laws of South Africa, without regard to conflict of law principles. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of South Africa.

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect. Our failure to enforce any provision shall not constitute a waiver of that provision.

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. We will notify users of material changes through email or prominent notice on our website.

Your continued use of our services after any modification constitutes acceptance of the modified terms. We recommend reviewing these terms periodically to stay informed of any changes.

For questions regarding these Terms of Use or to report violations, please contact us using the information provided below. We are committed to addressing your concerns promptly and professionally.